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+94 11 348 7500
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info@citizenscredit.lk
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Mon – Sat  |  8:30 AM – 5:00 PM
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Sri Lanka

Empowering Your Financial Growth & Future

Citizens Credit Investment offers tailored financial solutions for individuals and businesses across Sri Lanka — from micro credit to hire purchase, gold loan, and beyond.

15K+
Customers
05+
Years Active
98%
Satisfaction
05+
Years of Trust
🌐 Island-Wide Network
⚡ 24–48hr Loan Approvals

Trusted Finance Partner

Citizens Credit Investment (PVT) LTD has been serving individuals, entrepreneurs, and businesses across Sri Lanka with accessible, transparent, and responsible financial services.

Our Financial Services

A complete suite of financial products designed to meet every stage of your personal and business journey.

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Micro Credit

Empowering small entrepreneurs and low-income households with accessible credit to grow their livelihoods.

  • Loans from LKR 10,000 – 500,000
  • Group & individual lending options
  • Minimal documentation required
  • Flexible weekly / monthly repayments
Learn more →
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Gold Loan

Unlock the value of your gold jewellery instantly. Get same-day cash with safe storage and easy redemption.

  • Instant valuation & cash disbursement
  • Secure vault storage guaranteed
  • Best-in-market rates per gram
  • Flexible redemption period
Learn more →
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Hire Purchasing

Own household appliances, electronics, and essential assets now and pay in easy installments.

  • Electronics, furniture & appliances
  • Zero or low down-payment options
  • Installments from 6 to 36 months
  • No collateral needed for small items
Learn more →
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Business Loans

Scale your enterprise with purpose-built financing — from working capital to expansion loans for SMEs.

  • Loans up to LKR 25 million
  • Working capital & term loans
  • SME-friendly assessment criteria
  • Dedicated business advisors
Learn more →
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Personal Loans

Scale your enterprise with purpose-built financing — from working capital to expansion loans for SMEs.

  • Loans up to LKR 25 million
  • Working capital & term loans
  • SME-friendly assessment criteria
  • Dedicated business advisors
Learn more →

Latest News & Events

Stay informed about our latest offers, community events, and financial news from Citizens Credit Investment.

Your Success is Our Mission

We combine the trust of a local institution with modern financial solutions.

Fast Approvals

Our streamlined process ensures loan decisions within 24–48 hours with minimal paperwork.

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Competitive Rates

Transparent pricing with no hidden fees. We offer some of the most competitive rates in the market.

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Personal Service

A dedicated relationship manager who knows your name, your goals, and your financial needs.

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Island-Wide Network

Branches and agents across all provinces to serve you closer to home.

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Digital Convenience

Apply online, track your loan status, and manage repayments — all from your phone.

What Our Clients Say

Real stories from thousands of customers who trusted us with their financial journey.

Ready to Begin Your Journey?

Apply today and receive a decision within 48 hours. No complicated processes.